CLANTON, Ala. – Time is running short. Homeowners and renters in Bibb, Calhoun, Clay, Hale, Jefferson, Perry, Randolph and Shelby counties with uninsured damage or losses from the March 25-26, 2021 severe storms, straight-line winds, and tornadoes have only two weeks left to register for disaster assistance with FEMA and apply for a U.S. Small Business Administration (SBA) low-interest loan.
The FEMA registration deadline is June 25, 2021.
Although FEMA cannot make you whole again, FEMA assistance may include grants for temporary housing and emergency home repairs to make your home safe, accessible, and secure. If you have a homeowner’s insurance policy, file your insurance claim immediately, before applying to FEMA. FEMA is unable to duplicate your insurance payments. However, if you don’t have insurance or are underinsured, you may receive assistance for uninsured losses.
Operators are multilingual and calls are answered from 6 a.m. to 10 p.m. central time daily. Those who use a relay service such as a videophone, InnoCaption or CapTel should update FEMA with their specific number assigned to that service. If you need accommodations for language or disability, let the operator know.
For disaster damage to private property that is not fully covered by insurance, SBA may be the best option. SBA is the primary source of federal money for long-term disaster recovery. Non-farm businesses (including rental properties) of all sizes as well as homeowners, and renters whose property was damaged as a result of a declared disaster, should apply for a low-interest SBA disaster loan.
Homeowners may apply for up to $200,000 to replace or repair their primary residence. Renters and homeowners may borrow up to $40,000 to replace or repair personal property – such as clothing, furniture, cars, and appliances – damaged or destroyed in a disaster.
SBA makes physical disaster loans of up to $2 million to qualified businesses and most private nonprofit organizations. These loan proceeds may be used for the repair or replacement of the following:
- Real Property
- Leasehold improvements
To apply for a low-interest, long-term SBA disaster loan, call 800-659-2955 (TTY:800-877-8339) or complete an online application at https://disasterloan.sba.gov. SBA calls are answered daily from 8 a.m. to 8 p.m. central time.
The deadline for applying for an SBA disaster loan for physical damages is also June 25, 2021.
For additional online resources, as well as FEMA downloadable pamphlets and other aids, visit www.disasterassistance.gov and click “Information.”
For referrals to Alabama’s health and human service agencies as well as community organizations, dial 211, text 888-421-1266, or chat with referral specialists via www.211connectsalabama.org.
FEMA’s mission is helping people before, during, and after disasters.